What We do to Help You

What is your understanding of what superannuation is?

Savings for retirement? Money your employer has to put in that you can't touch until you retire?

Whilst these are both true, the best explanation of Superannuation is that it is a TAX STRUCTURE. A vehicle that encourages saving for retirement by offering beneficial tax treatment to contributions up to pre-determined limits, as well as other tax offsets etc should an individual qualify for them.

So if you do not like paying more tax than you need to, superannuation is a great vehicle to use to minimise your tax & save for retirement.

However there is a lot to consider ..

  • Self Managed Super v Retail Super?
  • Actively Managed Funds v Index Funds?
  • What should I invest in?
  • Who gets my Super if I pass away?
  • How much can I salary sacrifice?

Superannuation can be quite confusing for people. Particularly when governments change its rules from time to time. However, it doesn't need to be. At Lifetime Financial Navigators we can guide you through the confusion & recommend appropriate strategies that maximise your financial situation.

Our aim is to take complex issues & recommend simple understandable strategies for our clients. Then facilitate the implementation & provide meaningful ongoing service.

No matter whether you can take advantage of the above or not Talk to Tom.

How about being able to take advantage of all the opportunities that are available to you? Call now so that your tax planning can be mapped out across the whole year, so that all potential savings become money in YOUR pocket.
Tom Crossen is registered with the Taxation Practitioners Board of Australia.

Superannuation Planning

Interested in finding out more?