• Picture of Breaksea Lighthouse at dusk shining it's light.

Providing simple easy steps to resolve complex decisions.

1 hour Complimentary Initial Discovery Meeting

An initial discussion in which we discover your aspirations & you discover about the planning process & the extra value our advice will provide.


How will you protect your business should anything happen to you?


Protect your family in case of - Death - Total & Permanent Disability - Income Protection - Trauma

"Get Your First Home" Plan

Saving for your first home just got easier! We recommend savings plan strategies that assist making your first home dream a reality.

Image of a question mark, we ask the right questions.


What do you want to achieve financially over this time? What is your plan “B” should your position be made redundant or contract not renewed?

Pre Retirees

Planning for your future and how you will spend your retirement doesn't need to be challenging or scary.

Superannuation Advice

Analyse existing Super Accounts with a view to... - recommend a super fund that suits requirements. - facilitate the consolidation of multiple funds to save fees. - recommend appropriate strategies.

Welcome to Lifetime Financial Navigation

The newest & freshest financial planning firm in the Great Southern. Our focus is navigating & facilitating you to reach YOUR financial destination.

Lifetime Financial Navigators (LFN) is the newest & freshest financial planning company in the Great Southern. It’s Principal & Financial Advisor, Tom Crossen brings over 20 years experience in finance, real estate, property & fund investment, banking, business marketing, personal insurance & retirement planning in WA. He decided to form LFN to provide advice based solely on client goals & requirements away from the constraints & dictations of large financial institutions.

“Financial advice is more about the questions asked rather than the actual numbers”, Tom Crossen said. “Most people actually know what they want. Some have a clear vision of their future, others may be less sure, mainly due to life distractions that tend to confuse or “muddy” vision. No matter which is true, asking the “right” questions is critical for success. It makes sense that given it is our OWN financial future, that we all actually have the answers to determine our destination. However it is the questions asked that determine how to reach the goals. I can ask the right questions.”

LFN maps the journey, then facilitates the advice using products & strategies that align with the clients ambitions. Not being owned by any finance or insurance company enables a broad choice of products & services to be made available. LFN provides ongoing service that will regularly review progress, provide advice & make adjustments if necessary. Also provides client specific information regarding eg federal budgets. As well as being just a phone call away to answer queries & being a local face to meet in person.

Financial advice, superannuation and financial planning to secure your future